Programs that may forgive, cancel, or discharge part or all of a federal student loan.
Depending on your job, repayment plan, and loan type, you may qualify for a program that forgives, cancels, or discharges some or all of your remaining federal student loan balance. Eligibility rules vary by program, so it's important to review the requirements carefully before applying.
Available to borrowers who work full-time for a qualifying government or nonprofit employer and make qualifying payments under an eligible repayment plan.
Available to eligible teachers who work full-time for a set number of years in certain low-income schools or educational agencies.
Borrowers on an income-driven repayment plan may have their remaining balance forgiven after a set number of qualifying monthly payments.
Borrowers who become totally and permanently disabled may qualify to have their federal student loans discharged.
Borrowers whose school closed while they were enrolled, or shortly after withdrawing, may be eligible to have their loans discharged.
While repaying your loans, you may be able to deduct interest paid using your 1098-E statement.
View 1098-E information